SIP Calculator
Estimate the future value of your monthly SIP investments.
How it works
SIP (Systematic Investment Plan) maturity value is estimated using the future value of a series formula, assuming monthly compounding of the expected annual return:
FV = P × [((1+i)n - 1) ÷ i] × (1+i)
where P is the monthly investment, i is the monthly rate of return, and n is the number of months.
Example
Investing ₹5,000 per month for 10 years at an expected 12% annual return gives an estimated maturity value of around ₹11.6 lakh, of which about ₹6 lakh is your own invested capital and the rest is estimated growth.
Frequently asked questions
Is the return guaranteed?
No. Mutual fund and market-linked SIP returns are never guaranteed. This calculator uses the rate you enter purely as an estimate; actual returns depend on market performance.
Does this account for expense ratio or exit load?
No, this is a simplified estimate based on your expected gross return. Actual net returns will be lower after fund expenses and taxes.
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